I have pondered for days on this challenge, having several false starts along the way. I had to get my act together this morning as the challenge closes today. So here is my finished card.
Sentiment is from the "Sprinkled Expressions" set from the recent Sale-a-Bration. I have used the Heart to Heart, Eyelet Border and Dotted Scallop Ribbon Border punches as my desert option. The Very Vintage Jumbo Stampin' Wheel was used for the black on white horizontal piece. The striped Basic Black DSP is from the Neutrals Designer Series Paper Stack.
Side view showing the inside of the card.